Loan Monitoring Officer

Description of Position:

Reporting to the Managing Director of Financial Institutions, FICMD (MD/FI), the contractor performs project advocacy, loan management, restructuring, and workout supervision of all FI exposure originated either by DFC directly or generated under DFC's framework agreements or financially intermediated structures. The contractor shall provide personal services as a senior officer, managing a portfolio of the most complex, sensitive, or precedent-setting finance, commercial bank, NBFI and MFI projects and may perform this work in combination with senior manager duties that encompass management for an issue/area (region or sector). The PSC is also responsible for undertaking all tasks required to process transactions associated with managing funding of DFC approved credits for framework transactions, and negotiating, structuring, obtaining approval, and documentation closing on restructurings. Additionally, the PSC manages loan write downs that may involve handling of assets to mitigate losses to DFC. Work involves coordinating major finance for international projects, including providing advice and staff support on planning, developing, implementing and evaluating issues related to credit, risk, and DFC policy. At this level, the PSC provides critical support that involves business development, analysis of issues, representing the agency when no need for agreements outside of already established parameters is expected, and negotiating with other U.S. agencies, private consultants, or foreign governments on language in documents to which the United States Government is or will be a signatory. Work may be conducted in any country and any sector (including on-lending to micro finance and banking institutions).

Major Duties and Responsibilities:

Manages work in all phases and activities related to DFC's exposure involving framework lenders and financial institutions, including all phases of the credit management process, from time of the disbursement to repayment or recovery. Specific responsibilities include, but are not limited to: effective management of the credit relationships from business units to project management; performing in-depth analysis of: the ongoing nature of the business, the financial statements provided by the borrower and the sponsors, country related macroeconomic and microeconomic risks, risks related to project contractual obligations; creating/updating complex financial models, renegotiating and documenting terms and conditions of existing finance agreements and other project documents; monitoring financial covenants/reporting requirements, performing loan disbursements as required, early detection of potentially adverse risk rated credits, developing and implementing credit actions designed to minimize DFC's loss in adversely risk rated credits, recommending risk ratings, and determining whether opportunities for new financing exist for DFC within existing portfolio.

Manages relationships with senior project managers, DFC and project appointed consultants, sponsors, guarantors, other creditors, and other parties. Assists the MD/FI, as directed, to effectively and competently manage relationships with framework/guaranteed lenders and financial institutions borrowers.

Conducts periodic site visits to examine the interim developing of projects and assess conformity with written documentation received during the period. Site visits encompass inquiries into all aspects of the operations in order to consider, review, and analyze the various potential impacts on the creditworthiness of projects and the companies.

Conducts evaluations of DFC's collateral in projects by ascertaining the nature of the collateral, its location, availability, current value, and sufficiency to cover DFC's financial risk.

Creates and updates complex financial models as needed, negotiating and documenting terms and conditions of existing finance agreements and other project documents.

Coordinates with production departments to provide expansion financing to existing clients, including providing expert level support in complex project analysis and structuring, negotiating and executing.

Recommends new financing as necessary for "criticized" assets to maximize DFC's opportunity for full collection of amounts owed.

Incumbent may also support the MD/FI to perform duties that encompass management for an issue/area (region or sector). Incumbent will assist with development and revision of policies and procedures related to project oversight, monitoring and the status of financial intermediaries with which DFC works.

Performs other related duties and special projects as assigned.

Responds to all requests in a timely manner. Replies to email correspondence and phone calls within two business days. Conducts daily duties with courtesy and professionalism.

Performs all other duties, as assigned by the MD/FI and the MD/FICMD.

Qualifications:

Must be a U.S. Citizen and capable of obtaining a public trust.

EDUCATION:

The PSC shall have a minimum of a BA or BSc degree in Business, Finance, Economics, Political Science or related fields. It is the PSC's responsibility to maintain the required certifications throughout the life of the contract at no cost to the Government.

EXPERIENCE.:

The PSC shall have a minimum of eight (8) years of experience in in monitoring international finance projects within the last 10 years. Specialized experienced required includes the following and has a resume demonstrating the ability to perform duties and responsibilities listed.

Expert knowledge of international project or trade finance, corporate finance, accounting, credit analysis, corporate management and operations, macroeconomics, international investments, and/or banking.

Expert knowledge of commercial lending practices, procedures, and principles.

Expert skill in analyzing complex international projects or trade transactions.

Expert skill in analyzing, structuring, negotiating, restructuring and/or closing complex international projects or trade finance debt transactions.

Expert knowledge of all aspects of DFC's finance program and comprehensive knowledge of other DFC programs.

Skill in utilizing personal computer technology to develop sophisticated models for carrying out financial analyses

Advance knowledge of negotiating legal documentation.

PREFERRED EXPERIENCE:

Knowledge of financial analysis, credit management of an international loan portfolio is preferred.